Friday, 12 October 2012

Different Types Of Auto Insurance

Car insurance can help protect you and your money which you invest. I think it is a smart planning that can helps protect you from unexpected expenses. Just think car insurance is as part of your total financial plan. Auto insurance does a lot more than pay for repair or replacement of a damaged or stolen vehicle.
Safeguard of the car where you invest.
After an accident it can help to pay medical bills.
Pays to fix or replace your car if it’s damaged by a covered loss—but not including collision.
If you are in an accident with an uninsured or under insured driver, then your car insurance helps you.
Pay for damage repairs due to theft or natural disasters.
There are many types of car insurance. Mainly it's divide in two.
1. Liability Insurance: In the event that you are in a car accident and the police decide it is your fault, liability insurance covers the cost of repairing any property damaged in the crash (such as cars or buildings), as well as the medical bills from resulting injuries.
2. Collision Coverage: This type of policy will cover all damage of your car above the certain amount .
3. Comprehensive Coverage: Comprehensive coverage cover your car from non accident related damage. If your car were to catch fire, theft, sustain water damage, or be crushed in an earth quake,an animal collision, your insurer will handle just about any situation that comes up.
4. Medical coverage or Personal injury protection: PIP cover those injured in your including you. No matter who is at fault. It is best for them who do not have the health insurance.
5. Unsecured and Under secured Bodily Injury: This type of insurance covers you and any passengers from the costs associated with any injury or health.
6. No Fault Insurance
7. Gap Insurance

0 comments:

Post a Comment